3 Reasons Why the Dog Days of Summer Can Be Hard on Your Teeth

Summertime can be a time of great enjoyment. Many of us enjoy outdoor activities like bike rides, hiking, and trips to the beach. However, while getting the most out of the season can improve your state of mind and physical fitness, it can be bad for your dental health.

3 reasons why summertime can pose risks for your teeth:

1 – Dehydration Can Damage Your Teeth

Under normal conditions, salivation moisturizes and protects your teeth and gums. Saliva has antibacterial properties, which helps control the bacteria that attack your teeth and gums. But the summertime heat can leave your body – and mouth – dehydrated. Especially if you’re working out, playing sports, or just working in the garden, if your saliva levels decrease, it can leave your mouth vulnerable.

Even more concerning, when you get dehydrated, saliva can turn acidic and lead to increased risk of tooth damage. Saliva also contains minerals that help restore your teeth and helps maintain a neutral pH in your mouth.

Especially in the summertime, make sure you drink plenty of water every day. This will help ensure bacteria is washing away from your teeth enough throughout the day. If you enjoy sports drinks, be aware they contain a lot of sugars and are frequently very acidic. At the very least, consider getting the sugar-free options so you don’t coat your teeth in sugar.

2 – Sugary and Acidic Summer Drinks

Speaking of sugary and acidic drinks: while there’s nothing like enjoying a cool glass of iced tea or lemonade in the summertime, be aware these refreshments tend to have a lot of sugars and are highly acidic. Unfortunately, the same can be said for a cold beer, a glass of wine, or many other drinks. The sugar and acids in these options can leave a coating of bacteria that will cause cavities and gum disease as well as eat away at your teeth’s enamel. Limit the number of these drinks and rinse them down with lots of water. Adding an additional tooth brushing during the summer can also help.

3 – Swimming Pools and Teeth

Since water is so good for your teeth, then a dip in the swimming pool can only be good for them, right? Unfortunately, chlorine can damage your oral health. Most pools have a pH between 7.2 and 7.8, but often drop below these levels which means the water is acidic. When pool water gets in your mouth the acid from the chlorinated water can wear away your enamel and cause tooth discoloration. 

Keep Your Teeth Healthy with a Dental Plan from NCRGEA and AMBA

You can enjoy great oral health for many summers to come by taking care of your mouth. With smart preventative oral care including getting checkups 2x a year with your dentist, you can significantly reduce the risks to your teeth and can help you keep your mouth healthy. Exams every six months give your dentist a chance to provide advice on caring for your teeth and allows them to detect oral health problems early, when they’re most treatable.

NCRGEA and AMBA offer excellent Dental Plans with low deductibles, high maximums, and no waiting period. This plan gives you coverage with over 400,000 in-network providers nationwide and includes savings on twice yearly checkups, fillings, and many procedures. Sign up now at www.ambadentalvision.com/ncrgea or call 800-956-1228.

Source: https://www.washingtonian.com/2011/05/24/how-swimming-pools-can-hurt-your-teeth/

Can Technology Bridge the Social Isolation/Loneliness Gap Among Older Americans?

In 2018, Great Britain made history by appointing a Minister of Loneliness. The objective for the role was to study how the effects of chronic loneliness effect the 7.1% percent of British citizens who suffer from it and how to reduce those numbers.

The United States faces its own battle against the same issue. In America an epidemic of loneliness is an “under-appreciated public health crisis,” according to Surgeon General Vivek Murthy. Even before the Covid-19 pandemic, almost 50% of adults in the United States reported measurable levels of loneliness.

Studies have shown that the condition can affect mental and physical health, with heightened risks for catching a cold, having a stroke or heart disease, slipping into early cognitive decline, and developing depression.

Loneliness and Social Isolation Among Older Americans

Isolation and loneliness are different experiences. There are many people who are socially isolated who don’t experience loneliness. Likewise, there are also many people who experience loneliness despite being surrounded with others, including friends and family.

So, which causes health problems, especially as we age: social isolation or loneliness?

As it turns out, both.

Even for those who prefer solitude and have a more introverted personality, interaction with others turns out to help keep our minds and bodies more active and engaged and helps ward off depression and loneliness.

Although technology is no substitute for our need for more face-to-face contact with others, it can serve an important role to bridge the gap and help find likeminded people.

  • Find People with Similar Interests

No matter how obscure or specialized the subject, from the best diners along Route 66 to Big Band Jazz, online social media is filled with active and enthusiastic communities. Some may be local to you and have in-person meet-ups and others may hold regularly scheduled online video discussions through Skype or Zoom.

Finding those with similar experiences and interests can help you form bonds that grow into real-world friendships. That’s important: one survey found that 46% of those who become personal friends with “online acquaintances” are less likely to be lonely than those who maintain online-only relationships.

  • Convenient Rides Help More Social Activities

One reason for social isolation among older Americans is their inability or concern to drive at night or in heavy traffic. Apps like Uber and Lyft can be a game-changer, helping people to get out and socialize with friends.

  • Play Online Games

One of the best ways to keep the aging brain nimble and active is to play games. Online games like Words with Friends (a game much very similar to Scrabble) let people play in real time with friends gathered from social media and their phone contacts. Many of these games include built-in chat functions, so the experience of online game play can feel more like sitting across the table from each other, with opportunities for crosstalk, off-topic banter, and “real” conversation between turns.

  • Virtual Education and Clubs

Virtual book clubs, movie clubs, spirituality and religious groups, and even world-class education courses can be delivered over phones, tablets, or internet-connected televisions. Related discussion groups can provide structured activities that help build relationships.

Finally, take heart. Making new friends may seem daunting, but studies reveal that adults only need to spend approximately 90 minutes in each other’s presence to become friends, while close friendships seem to form over a course of about 200 hours.

Another excellent source to meet like-minded people and potential friends is through your very own association. Everything from association meetings to volunteering opportunities to group travel. There’s no reason to go it alone. Join the group!

Source: https://time.com/5248016/tracey-crouch-uk-loneliness-minister/

http://news.ku.edu/2023/02/01/just-one-quality-conversation-friend-boosts-daily-well-being-0

Back-to-School Savings Are Just Ahead with AMBA Discounts

September is a great time to begin to pursue educational opportunities in the things you’ve always wanted. From learning a foreign language to discovering how to code, to the tech equipment you and your loved ones need, with AMBA Discounts you can get all the best gear at the best prices!

Learn a Foreign Language

Babbel is a language app that boasts over 10 million downloads from users around the world. Babbel’s current roster of languages include Spanish, French, German, Italian, Portuguese (Brazilian), Polish, Russian, Dutch, Turkish, Danish, Norwegian, Swedish, Indonesian, and more.  Babbel’s series of activities help you improve your reading, writing, speaking, and listening skills. It features high-quality content, a sleek design, and excellent speech-recognition technology. If you’ve been wanting to learn a foreign language or meaning to sharpen your skills, Babbel is perfect!

AMBA Discounts offer: 55% off new subscriptions!

Develop Your Skills as A Developer

Educative is a hands-on learning platform for software developers of all levels. Their interactive, text-based courses are built from the ground up to teach you today’s most in-demand and important skills. Tools like in-browser coding environments and interview-focused assessments help you practice as you learn. Educative’s lessons are simple, straight to the point, and let you practice with it everywhere, even from your phone.

AMBA Discounts offer: Save 20% on one-year and two-year unlimited subscriptions for standard and premium plans.

The Tools for Success

Of course, you need the gear to make the most of your studies. And Samsung Galaxy Chromebook computers, Android phones, and Galaxy tablets offer some of the best technology available today.

AMBA Discounts offer: savings up to 25% and more on PCs, tablets, televisions, digital imaging and audio/video products.

These are just some of the amazing offers currently available. There are so many more savings to explore, like luxury travel, shopping, and car rentals. Best of all, your AMBA Discounts membership is absolutely FREE to all NCRGEA members!

Browse for discounts by visiting www.passportcorporate.com.

Want to Keep Feeling Young at Heart? Check These Boxes!

Maintaining good health is important throughout our lives. As we age, it’s more vital than ever to keep living a happy and active life. While genetics or family history contribute to our own health risks, there are things you can do to help prevent chronic health conditions such as diabetes and heart disease. Here’s a quick checklist to help maintain good health as you age.

  • Eat a heart healthy diet

Taking care of your heart should be among everyone’s top priorities. Eating a heart healthy diet – such as lowering your saturated fats and sodium intake, reducing cholesterol, and getting the nutrients your body needs to continue working properly as you age – can help you stay healthy. Even if you’ve had a heart attack, it’s never too late to make healthy lifestyle changes and take steps to improve your overall health.

  • Exercise and stay active

As you get older, many people claim they just don’t have the energy to exercise. And while our exercise routines need to evolve as we age, people who start exercising again frequently soon report increased energy and an improved quality of life. Studies prove that exercise can not only help your body stay fit, but also improve your mood.

  • Make sure your hearing is loud and clear

Hearing loss is all too frequently part of aging. If you have a persistent ringing in your ears or sometimes have difficulty understanding what people are saying even though you can hear them, or others tell you that you have the TV volume up too high, you might have some hearing loss or a related condition called tinnitus.  

  • Maintaining an active lifestyle starts at your feet

Because we rely on them so much and they literally carry the weight of our entire bodies, our feet and ankles are constantly at risk for inflammation, pain, and limited movement and flexibility. Wear appropriate and comfortable footwear that is right for your foot type. For example, if you are flat-footed, make sure you wear shoes with appropriate cushioning. Flexible shoes that bend too readily often cause people to twist their foot or ankle and fall. Hard, sturdy soles are more slip-resistant than lightweight, flexible shoes. Choose shoes that have a good tread and get rid of shoes that have worn out tread.

  • Keep your medications organized and safe

As we age, we frequently have more medications to manage different health conditions. It’s important to review your medications regularly with your pharmacist and your health care provider to make sure everything is necessary and to identify possible interactions. One of the best ways to make sure you take your daily medications is with a color-coded pill organizer.

  •  Get your beauty rest

As we age, losing sleep at night can also lead to other health concerns, like an increased risk of falling and daytime fatigue. People over age 65 should get at least seven-to-eight hours of sleep every night. That’s because getting the rest you need can help you stay both physically and mentally well as you age.

Following the checklist above can help you to stay healthy and active throughout your entire life. Another list to check is making sure you have all the coverage you need. From Vision and Dental to other important insurance coverage, a FREE Benefits Review with an AMBA field agent can help make sure you and your family can enjoy peace of mind. Request a Review now at www.amba-review.com/NCRGEA or call 800-956-1228 Mon-Fri 10am-8pm EST. It’s nice to know that anytime you have questions about your insurance benefits, someone is ready to assist.

Motion is Lotion: How Exercise Can Help Mitigate and Prevent Joint Pain

Joint pain can make even the simplest tasks difficult. Even making a fist or climbing stairs can become challenging. Frequently, many people mistakenly believe that physical activity has become too difficult and could cause the pain to become even worse. However, sometimes the opposite is true. The more your joints move, the more natural lubrication they receive to remain healthy and cause you less pain.

Of course, some exercises are better for joint pain than others. For example, long runs will likely cause wear and tear to your joints. But low-impact exercises like walking and swimming are a win-win: not only will you be able to remain active and alleviate pain, but also improve the lubrication of your joints.

For most people who live with joint pain, these low-impact exercises are smart, proven options. You can also check out Humana Neighborhood Centers or your local Senior Centers.

Biking

Biking – either indoor or outdoor – is an excellent exercise for those who suffer from joint pain or want to avoid developing it. This activity is low impact (meaning, less stress on the joints) and can also stimulate the muscles. This can help to decrease pain while stimulating motion and mobility. Biking can help build up your quadriceps, which can help alleviate pressure and pain if you have bad knees. Start out slow and eventually work your way up to 30-minute sessions on the bike.

Strength Training

One of the goals of exercising when you have joint pain is to build up the muscles around those joints. Strength training can help increase the capacity of the muscles surrounding the joints and stabilize them which can result in less pain. Talk to your doctor or a trainer or physical therapist before starting and ask them what the most appropriate training routine will be for you.

Elliptical Machines

Elliptical machines are a low-impact alternative to running and jogging.

They provide both high intensity interval training and steady-state cardio workouts. These aerobic workouts can strengthen your heart, lungs, and muscles which can help build your stamina and endurance. Ellipticals go easy on your joints, and simultaneously build muscles in your legs, which can help lower knee and ankle pain.

While taking steps to improve your health, it’s also a good idea to protect your loved ones. NCRGEA and AMBA have an excellent Whole Life policy that guarantees acceptance – even if you smoke or have weight issues. There isn’t even a health exam! Joining is easy: you can purchase your policy online. Sign up now for a Whole Life Policy through NCRGEA and AMBA at www.AMBAlifeinsurance.com/NCRGEA or call (800)-956-1228.

Source: https://pubmed.ncbi.nlm.nih.gov/27386811/

https://www.mayoclinic.org/healthy-lifestyle/fitness/expert-answers/elliptical-machines/faq-20058294#:~:text=Using%20an%20elliptical%20machine%20is,joint%20pain%20due%20to%20arthritis.

Osteoporosis Disease Affects 10,000,000 Americans — Many Don’t Even Know It

You know that old saying when your intuition is telling you something is wrong, “I can feel it in my bones”? All too frequently, when it comes to osteoporosis disease, many people aren’t even aware of the problem until they suffer an injury.

Osteoporosis: “The Silent Disease”

It is known as a “silent disease” because it’s common for people to be unaware of their bones getting weaker and to not suffer any symptoms until they break a bone in an unusual way, such as a minor fall, lifting something, or even coughing or sneezing.

Osteoporosis, a disease that thins and weakens the bones, affects approximately 10 million Americans aged 50 and up. Women are four times more likely than men to be afflicted by it. According to researchers, about 2 million broken bones every year are caused because of the disease.

A similar but less severe disease known as osteopenia affects 43 million Americans. This condition occurs when the body has a lower-than-normal volume of minerals like calcium and phosphorus. As a result, their bodies are unable to make new bone as quickly as it reabsorbs old bone. Although people with osteopenia still have enough bone density that the condition won’t cause fractures or breaks, the condition can progress to osteoporosis.

To keep bones strong and reduce the risks of weakening:

  • Eat a diet rich in calcium and Vitamin D
  • Get regular aerobic exercise such as walking, hiking, and stair climbing
  • Engage in additional anaerobic exercises like light weightlifting to strengthen muscles as well as balance exercises including Pilates or yoga
  • Don’t smoke

Unfortunately, if you do have osteoporosis, an injury can happen anytime, anywhere. You could break a bone at home in your kitchen while getting off a step stool, while you’re enjoying a walk with friends in your neighborhood, or while you’re away on vacation by lifting a suitcase. But you may need immediate emergency medical transportation to the emergency room, and an emergency ambulance or airlift can cost thousands of dollars.

It’s smart to be prepared. Whether you’re home or away, Medical Air Services Association (MASA) covers emergency medical transportation. MASA will cover your ambulance or emergency airlift, and services are paid in full, with no deductibles, co-pays, or dollar limits. NCRGEA and AMBA make getting a MASA plan easy. Learn more at ambamedtransport.com/ncrgea or call 800-956-1228.

Source: https://my.clevelandclinic.org/health/diseases/21855-osteopenia

Face It: Find the Most Flattering Frames Based on Your Face Shape

Selecting the perfect frames when you’re shopping for your next pair of eyeglasses comes with a variety of factors to be considered. Color, size, and what kind of statement you want your eyewear to make perhaps all come into consideration. There’s also an important additional factor to consider: What eyewear will be most flattering for your face shape. 

Knowing your face shape and what frames work best can help you choose the glasses that most suit you. Some frames can accentuate the features you most want to highlight and help create a well-balanced look.

Define Your Face Shape

Oval: An oval face is proportionally balanced with a slightly curved jawline that is somewhat narrower than the forehead, allowing for the most flexibility in frame options.

Recommended Frames: Most styles look good on oval faces. These recommendations will add structure to the softer oval shape.


Round: Characteristically, round faces lack prominent cheekbones and are typically as wide as it is long.

Recommended Frames: For men with round faces, rectangle and square frames create a more masculine appearance. For women, large and bold styles help draw attention to the eyes and make the face appear smaller.


Square: A square face is typically anchored by a wide, angular jawline and a similarly broad forehead.


Heart-Shaped: Broader foreheads and prominent cheekbones along with a narrower chin are the characteristics of heart-shaped faces. Rectangle frames can add balance, while round frames can soften the more angular shape.


Pear-Shaped: The broader jawlines and chins of pear-shaped faces also tend to have narrower foreheads and less prominent cheekbones. Browline frames bring more balance to a narrow forehead, but anyone can opt for the universally flattering aviator.


Diamond: A diamond face combines an angular jawline and prominent cheekbones with a narrower forehead. Men might opt for round or browline frames to balance facial features. For women, round and oval frames add softness to angular features, while cat-eye frames can add volume around narrow cheekbones.


One thing that always looks good: big savings on your next pair of glasses. NCRGEA and AMBA have a Vision Plan that can help you get the eyeglasses and the prescription that’s just right for you at great discounted rates. Our plan includes an annual WellVision checkup and coverage on a large selection of designer eyewear. Sign up now at www.AMBAdentalvision.com/NCRGEA or call 800-956-1228.

Got a Holiday Dessert Recipe to Share?

Our NCRGEA members have such great talents, and we want to showcase them in an upcoming free digital recipe book of holiday desserts. Here’s how you can participate:

  • Fill in the online submission form before October 25, 2023
  • Choose one of the 4 food categories (you can submit as many different recipes as you’d like!)
  • Write a brief story about what the recipe means to you as an Intro to the recipe!
  • Provide ingredients and cooking instructions and serving size for your recipe
  • Upload a quality image of the dessert under 25mb (optional)
  • Click Send button~ then, set your timers!
  • Digital release of the compiled cookbook will be on our website for free download by November 3, 2023. This is a digital cookbook; NCRGEA will not be providing printed copies

Any questions? Please email info@NCRGEA.com for further information.

Our New Dental Plan Gives Our Members a Lot to Smile About


Enjoying good times is what retirement is all about. NCRGEA knows your golden years should be all about showing off those pearly whites. That’s why we’ve worked hard with our partner AMBA to provide new features on our acclaimed Dental Plans for NCGREA members like you and your family.

That’s right, our great Dental Plans just got even better! For starters, whether you choose the Choice or Freedom Plan, you access comprehensive benefits at our group rates. Plus, you can enroll in either of these plans at any time. There is NO limited open enrollment period. And not only that, but these plans feature NO WAITING PERIOD on covered services. You can get access right away!

Best of all, you can enroll anytime on this plan. There is NO limited open enrollment period.

Benefits Provided By AMBA

We made sure our improved Dental Plans were designed around you and your unique needs and wants. For instance, not only do our plans provide coverage for services like implants and dentures, but they also feature access to rollover unused maximum dollars.

Note: there is NO change in NCRGEA’s Vision Plan: same rates, same plan, same network!

Compare Our Plans

Both of our plans let you see any dentist you want, with bigger savings with In-Network providers. You can keep your dentist or save up to 50% with one of our 550,000 practitioners nationwide (and 15,000 in North Carolina!)!

Plus, our Dental Plans give you freedom to choose! Select the plan that’s right for you: The Choice Plan provides coverage on basic services with an increased annual maximum of $1200 while the premium Freedom Plan gives you more coverage with an annual maximum of $2,000. Both plans offer increased co-insurance over time so long as you see your dentist at least once a year for a covered service.

Along with twice annual dental cleanings and checkups, our covered services include fillings, scaling, root canals, periodontal surgery, bridges, dentures, crowns, and exclusively for Freedom Plan enrollees, implants. Please see the policy for full information regarding covered services.

How much do the Dental Plans cost?

Reward Yourself with Dental Rewards

And with Dental Rewards, Dental Plan participants can carryover unused dollars into the next year. Accumulated rewards up to the maximum carryover can be used for covered dental procedures. See the below chart for how Max builder works.

Remember, if you’re currently enrolled in one of our Dental Plans and do not wish to make any changes, NO ACTION IS REQUIRED. You can relax, knowing you can keep enjoying your benefits.

Ready to enroll? You can enroll securely online by going to ambadentalvision.com/ncrgea or you can call us at 833-605-0727 and an AMBA benefits representative will assist you over the phone.

Note: there is NO change in NCRGEA’s Vision Plan: same rates, same plan, same network!

New to our Dental & Vision Plans? Here’s how to enroll:

Online:

You can enroll securely online by going to ambadentalvision.com/ncrgea.

Phone:

Call 833.605.0727 & an AMBA benefits representative will assist you in enrolling over the phone



New members & new retirees who retired in the past year will receive an enrollment packet by mail. NCRGEA members with the current Dental and/or Vision coverage will receive a letter & change forms. Remember, NO ACTION IS REQUIRED if you are currently enrolled in these plans & do not wish to make any changes.

At NCRGEA, we are always looking for ways to provide members even more value. Watch for new enhancements that will be added to your dental plan in January!