Hard Facts About Falling

Among people over 65 years of age, falls are the primary cause of severe injuries and accidental death. About 3,000,000 older Americans are treated for fall injuries annually in emergency departments.

Most falls are due to a combination of risk factors, which may be personal or environmental-related. The more risk factors at any given time, the greater the chances of falling.

But if you reduce the number of risk factors, you can prevent a fall and avoid injury. Follow AMBA’s tips to help you stay safe and reduce your risk of falling.

Did You Know?

More than 25% of older Americans suffer a fall each year. Falls are the most common cause of traumatic brain injury. 

Source: https://www.cdc.gov/falls/data-research/facts-stats/index.html#:~:text=Each%20year%2C%20millions%20of%20older,your%20chances%20of%20falling%20again

Sensory Deficits

It’s common for vision, hearing, and sense of balance to become increasingly compromised as people age. These limitations can lead to issues like tripping on unseen hazards or being unaware of audio warnings, such as the sound of a nearby pet. Likewise, the ability to maintain balance and stability (and to regain it quickly once one stumbles) tends to reduce with age.

It’s important to create a safe environment in your home. Improving your home to mitigate or prevent sensory-related risks can help keep you safe:

  • Install more lighting throughout the house, including each room, hall, and stairway.
    • Turn off the television as you leave a room to reduce background noise.
    • Remove clutter and obstacles on or close to the floor, such as cords and cables.
    • Replace low chairs that are difficult to sit in or rise from.
    • Install grab bars and handrails throughout the home.
    • Place nonslip matting in the bath or shower.

Health Conditions

Many diseases and conditions typically associated with aging are directly tied to the risk of falling.

People with diabetes, heart disease, neurological conditions, and other chronic diseases are at a higher risk for falls. If you have health issues, starting and maintaining a doctor-recommended exercise routine is essential. Tai Chi can be an excellent option because it emphasizes lower body strength, stability, and balance—all critical for reducing the risk of falls.

Physical Factors

As people age, the wear and tear of decades accumulate. Degeneration, inflammation, swelling, and instability in joints, bones, muscles, ligaments, tendons, or nerves can all affect the ability to balance. Disorders like arthritis that can cause pain in the hips, knees, feet, ankles, back, neck, arms, and feet can reduce mobility, limit activity, and contribute to falls.

Conditioning and exercise are important first steps for people who struggle with walking discomfort. If the issue worsens, ask a doctor for recommendations for pain management or if surgery is an option. 

Medications

There is evidence that falls become a greater danger when more than three prescription drugs are taken regularly. Pharmaceuticals most likely to increase fall risks include psychoactive medications, antihistamines, muscle relaxants, and blood pressure medications. You can review with your healthcare professional whether they recommend stopping or reducing your medications to help prevent falls. 

Still, accidents that require emergency medical attention are a risk that can happen to anyone, anywhere, at any time. A ground ambulance or air transport could cost thousands, and Medicare may not cover this. Protect yourself from the high cost of emergency medical transportation with the Medical Air Services Association (MASA) plan from AMBA and NCRGEA. Services are paid in full, with no deductibles, co-pays, or dollar limits. Whether home or traveling, MASA covers your ambulance or airlift, regardless of age or medical condition. Learn more at www.AMBAmedtransport.com/NCRGEA or call AMBA at 800-956-1228 M-F 9am-6pm CT.

Source: https://www.cdc.gov/falls/data-research/facts-stats/?CDC_AAref_Val=https://www.cdc.gov/falls/facts.html

https://www.ncoa.org/article/what-medications-increase-the-risk-of-falling-among-older-adults

https://www.cdc.gov/steadi/pdf/STEADI-Brochure-CheckForSafety-508.pdf

NCRGEA Members Have Options Beyond The State’s Dental and Vision Plans

We’re diving into the details of your dental plan benefits 

Insurance plans are complex. Small differences in plans can save you thousands, depending on what services you need in a given year. As we age, we often have more needs for care, and with fixed incomes, it’s important to understand the details of your dental plan choices. 

We want to help you compare the dental plans that the State offers with those that NCRGEA provides, to help you make informed decisions. 


 Important notes about plans provided by NCRGEA:

 » Vision plans are also available to NCRGEA members and are similar to the state’s plan. Enroll any time! See details at ambadentalvision.com/ncrgea 

» NCRGEA offers a special rate category: Member + Associate, for a dues-paying spouse of an active NCRGEA member. 

» Hearing Benefits are provided FREE to all NCRGEA Members! 

» NCRGEA Members get great discounts on Identify Theft Protection. 

Dental Plan Comparisons

The State provides a dental plan through UnitedHealthcare. NCRGEA provides two plan options through Ameritas, an A-rated insurance provider endorsed by more than 70 retiree organizations across the country and one of the strongest networks available in North Carolina. Most NCRGEA members choose the Freedom Plan from Ameritas.  


Benefits Provided By AMBA

AMBA Discounts Can Help You Make Autumn More Awesome

With the soaring heat, it may not feel like fall is just around the corner. But before you know it, summer will be over, and it’ll be time to bring back the autumn wardrobe, make sure loved ones have all the latest equipment to succeed at school, and – of course – get out in that crisp autumn air and enjoy some fall hikes! AMBA Discounts has the savings you need to be ready and make the most of your NCRGEA membership!

Fashion

There’s no better way to be fashion-forward than to be ahead of the trends. AMBA Discounts makes updating your wardrobe easy. Whether you’re a fan of luxury, athleisure, or anything in between, AMBA Discounts is your passport to turning heads and looking your very best! AMBA Discounts can provide significant savings on big brand names like Kohl’s, Quince, and Skechers for stylish and sporty fashions and clothes for men, women, and loved ones!

  • AMBA Discounts Fashion Savings Include:
  • Shop at Kohl’s: Take 15% off your $100 or more order online.
  • Shop at Quince: Get 15% off your entire order, with a minimum spend of $40.
  • Shop at Skechers: 30% off select Skechers Men’s & Women’s Work, Corporate Casual and Performance styles. Purchases can be made online or at any Skechers retail stores nationwide.

Electronics

Technology is constantly improving for essential devices, from televisions to laptops and more. AMBA Discounts’ partnerships with Apple, Samsung, and Logitech ensure you have cutting-edge technology at cut-rate prices! Enjoy big savings on Apple gear, including Air Tags and iPads; Samsung electronics, including TVs and Galaxy phones; and Logitech products, including ergonomic keyboards and mice, webcams, and Bluetooth speakers.

  • AMBA Discounts Electronics Savings Include:
  • Shop at Apple: AMBA Discounts members enjoy Apple’s Employee Purchase Program, which means you can enjoy the same discounts as Apple’s employees!
  • Shop at Samsung: Save up to 25% and more on televisions, tablets, PCs, digital imaging, and audio/video products.
  • Shop at Logitech: Save 25% on select Logitech products*, plus free shipping on orders over $29.00.

* New release products first 3 months excluded; the discount won’t apply.

Outdoor Gear

Who doesn’t love an autumnal walk in the woods? Taking in the change of seasons and nature’s views is one of the season’s great pleasures. AMBA Discounts “goes the extra mile” for your fall adventures with great savings on Adidas clothes and gear, Garmin durable devices and apps that let you go farther and track your precise location along the way, and the latest Oakley sunglasses, designed with industry-leading levels of impact and UV protection.

  • AMBA Discounts Outdoor Adventures Savings Include:
  • Shop at Adidas: Take 20% off full-price items online.
  • Garmin: Get 20% off select Garmin wearables and accessories.
  • Oakley: Receive 15% off all orders.

There are many more savings to explore with AMBA Discounts, like dining, entertainment, hotels, and car rentals. Best of all, your membership is absolutely FREE. Register for your AMBA Discounts secret activation code now. Already have an account? Start browsing by visiting www.passportcorporate.com. Members, if you don’t have your activation code, please call our office at 919-834-4652 or 800-356-1190

We May Soon Be Able to Grow New Teeth

A significant breakthrough could change everything about dentistry.

Every dentist dreams of helping patients grow new teeth. That dream may soon become an exciting reality. 

Scientists are preparing to initiate the world’s first clinical trials of “tooth regrowth medicine” later this year. If the trials are successful, patients—whose solutions are currently limited to getting implants or dentures—will have a new, third option: the ability to regrow their permanent teeth.

How Researchers Hope to Grow New Teeth

Most people develop teeth naturally. However, some people are born missing some or all of their teeth, a condition called congenital anodontia. The belief is that a protein called USAG-1 stops “tooth buds” from developing into either baby or permanent teeth. This treatment would suppress USAG-1 and “benefit tooth growth.”

Because ferrets have tooth buds similar to humans, researchers have already tested the drug on them. The scientists found that not only did they succeed in growing new teeth, but the treatment had no known adverse side effects!

The research indicates that this treatment can be successful for people who haven’t been able to grow teeth from birth and for those who are missing teeth due to cavities or loss.

Researchers are now preparing to enroll patients for Phase 1 of the trial, tentatively set to begin in September. This step is designed to ensure the treatment’s safety. Phase 2 is scheduled to kick off in 2025 and will test to prove the efficacy of the treatment.

If the trials are successful, scientists hope the treatment will be available to the public as soon as 2030. 

This could be a major innovation in oral care. However, maintaining good dental health is still essential. That’s why the Dental Plan from AMBA and NCRGEA is so important. NCRGEA & AMBA’s Dental Plans can save you on routine cleanings and fillings, crowns, dentures, and more. Plus, acceptance is PRE-APPROVED and there is NO WAITING PERIOD on covered services! Sign up now at Ambadentalvision.com/NCRGEA or call 800-956-1228.

Source: https://www.popularmechanics.com/science/health/a60952102/tooth-regrowth-human-trials-japan/

Aging Well in North Carolina

NCRGEA is working with the General Assembly, the North Carolina Coalition on Aging, and other organizations to help make North Carolina the best place to live and age.

Women in Public Service

As North Carolina’s leaders reduce and remove retirement benefits offered to state employees, all will feel the impact, but more so women, due to historically lower lifetime pay for the female workforce.

More Summer for Less with AMBA Discounts

Need a new summertime outfit or swimwear? Want to get significant savings on summertime getaways? AMBA Discounts has got you covered. AMBA is here to help make your cherished summer days even better.

Tuhkana Swimwear

Tuhkana makes easy-to-wear, eye-catching suits with an elegant twist. Their sustainable and eco-friendly fabrics fuse timeless designs, modern fits, and comfortable materials. Every collection is thoughtfully selected for a unique style that can be easily matched with other pieces. You don’t need 10 new bikinis every summer – but you can have 10 different styles by picking a few new pieces. AMBA Discounts offer: 25% off entire purchase online.

Atlantis Paradise Island Bahamas

Swim with dolphins, play golf at the awe-inspiring Ocean Club Golf Course, relax at Mandara Spa, try your luck at Atlantis Casino, or explore local Bahamian cuisine at this gorgeous getaway. It’s the ultimate destination vacation for solo travelers, couples, or the whole family! AMBA Discounts offer: Save up to 25% off our Best Available Rates PLUS receive unlimited access to Aquaventure Waterpark.

Sunski Sunglasses

Nothing celebrates the great outdoors more than protecting it. That’s why Sunski’s mission is to make the best sustainable sunglasses on earth. Its revolutionary recycled polymer transforms post-industrial scrap plastic into the frames for all its sunglasses. Plus, Sunski donates a percentage of every sale to environmental charities each year. AMBA Discounts offer: 25% off entire purchase!

Explore a world of additional savings on clothing, entertainment, shopping, and car rentals by visiting www.passportcorporate.com

Members, if you don’t have your activation code, please call our office at 919-834-4652 or 800-356-1190.